People have a negative attitude towards debt and try not to take other people's money at all. However, if a difficult situation arose and a certain amount had to be borrowed, it must be paid back and done on time.
Instructions
Step 1
A person who is irresponsible about money, and especially about debt, will never be financially free. Borrowing money is possible only in the most extreme cases and only from close people.
Step 2
When finances are needed for the implementation of any set goal, it is right to wish not money for the implementation of the plan, but precisely the thing for which a certain amount is needed. Money cannot be the goal. When borrowing money, the goal is to return and receive money. A person becomes dependent on such a goal.
Step 3
Psychologists are sure that long-term debts of a person can attract financial failures and new debts. Therefore, you can borrow only a small amount and do everything possible to return it as soon as possible. The most correct day when you need to repay a debt is the day promised when taking money. The next time, if a person asks for a loan again, his promises to repay the debt on time will be believed.
Step 4
Money loves account, order, and control. The most important rule that you will never have to borrow is to spend less than you earn. If this money is not enough, you need to look for opportunities to earn more. If you correctly distribute your monthly budget, your money should be enough for all the necessary expenses.
Step 5
However, people noticed some signs and came up with beliefs that are associated with the return of debts. For example, it is believed that you cannot give money in the evening. If you treat money as a living substance, you need to understand that they fall asleep in the evening, so it is better to postpone all financial transactions until the morning, even counting money is not worth it at the end of the day.
Step 6
Better not to pay off your debts on Monday, the beginning of the week is a very busy and difficult period. If the debt is due on Monday, you need to make every effort to do it the day before - on Sunday, and best of all in the afternoon. It is better to return the money taken in small bills, and not unfolded, but folded in half. It is believed that so other people's money will no longer have to ask in life.
Step 7
There are also beliefs about financial debt that are associated with the lunar cycle. For example, it is better and more correct to return the money taken when the moon is in the waning stage, but it is undesirable on the 19th lunar day.
Step 8
All signs have one important feature - they come true for those who believe in them. In order not to lose luck in finances, it is generally not to borrow other people's money. And if it so happened that you had to take it, be sure to repay the debt on time and in full.
